SOLUSI EKONOMI DAN KEUANGAN ISLAM PADA SAAT PANDEMI COVID-19

Aldha Putri Shefiyani, Wa Ode Zusnita Muizu

Abstract


Abstrak

Seperti yang kita ketahui bahwa setiap bencana yang diakibatkan oleh berbagai faktor alamiah seperti banjir, erupsi, serta wabah penyakit, gempa bumi, akan selalu berdmpak terhadap munculnya berbagai persoalan ekonomi khususnya seperti Pandemi Covid-19. Adapun sumber data berasal referensi yang terkait dengan konsep ekonomi syariah yang ditulis oleh berbagai ahli dan juga data-data yang bersumber dari media nasional. metode analisis deskriptif yang menganalisa data dengan cara menggambarkan suatu keadaan atau situasi tertentu yang bersifat factual secara sistematis dan akurat mengenai pendekatan ekonomi Syariah, dalam memberikan solusi terhadap persoalan ekonomi akibat pandemic Covid-19

Adapun hasilnya berupa solusi yang ditawarkan dalam kerangka konsep dan sistem ekonomi dan keuangan social islam adalah: (1) Pemberdyaan ekonomi Islam; (2) dengan penyaluran bantuan langsung tunai yang berasal dari zakat, infak, dan sedekah. (3) Dengan penguatan wakaf baik berupa wakaf uang, wakaf produktif, waqf linked sukuk maupun wakaf untuk infrastruktur; (4) Melalui bantuan modal usaha unggulan untuk sector usaha atau usaha mikro kecil menengah; (5) melalui skema qardhul hasan; (6) melalui pengembangan teknologi finansial Syariah; (7) peningkatan literasi ekonomi dan keuangan Syariah; serta (8) Adanya sosialisasi. Dari hasil empiris dapat disimpulkan secara keseluruhan apabila program-program tersebut dapat digalakkan dengan baik maka surplus ekonomi terbentuk kembali sehingga percepatan pemulihan ekonomi dapat terwujud.

 

 

Abstract

As we know that every disaster caused by various natural factors such as floods, eruptions, and disease outbreaks, earthquakes, will always have an impact on the emergence of various economic problems, especially such as the Covid-19 pandemic. The data sources of this report come from references related to sharia economic concepts written by various experts and also data sourced from national media. In general, this internship report uses a descriptive analysis method that analyzes data by describing a certain situation or situation that is factual in a systematic and accurate manner regarding the Islamic economic approach, in providing solutions to economic problems due to the Covid-19 pandemic.

The results of this report in the form of solutions offered within the framework of the concept and system of Islamic economics and social finance are: (1) Empowerment of the Islamic economy; (2) by distributing direct cash assistance originating from zakat, infaq, and alms. (3) By strengthening waqf in the form of cash waqf, productive waqf, sukuk linked waqf and waqf for infrastructure; (4) Through leading business capital assistance for the business sector or micro, small and medium enterprises; (5) through the qardhul hasan scheme; (6) through the development of Islamic financial technology; (7) improvement of Islamic economic and financial literacy; and (8) There is socialization. From the empirical results, it can be concluded that as a whole, if these programs can be promoted properly, then the economic surplus will be reestablished so that the acceleration of economic recovery can be realized.


Keywords


Ekonomi, Keuangan, Syariah, Covid-19

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DOI: https://doi.org/10.24198/jebi.v11i2.1852

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